Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Does Your Auto Insurance Cover Air Conditioning?
Posted: August 16, 2022
Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...
Your Guide to Medigap and Other Medicare Supplement Plans
Posted: August 6, 2022
Medigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need Medigap Insurance Original Medicare Parts A and B will not cover all expenses if you...
How To Control Workers' Compensation Costs
Posted: August 5, 2022
Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...
Save Money During The Hot Summer Months
Posted: August 4, 2022
We all want to save money on home expenses and have more to spend on the finer things in life. When the seasons change, so do the money-saving strategies. The following are some tips on how to save money during the hot summer months. Replace AC Filters Regularly Filters for air conditioning units are inexpensive, and it makes sense to replace them frequently. Dirty air...
Commercial Insurance: Protection Against Lawsuits
Posted: July 27, 2022
If an unexpected accident takes place at your facility or office, or a lawsuit related to a product or service is filed against your business, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits, accusations of slander,...