Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Does Medicare Cover Weight Loss Programs?
Posted: September 21, 2022
Losing weight is always a challenge, and support is available through your Medicare plan, depending on your coverage. If a weight loss treatment is deemed to be medically necessary by your doctor, a range of services is available to you. What Each Medicare Plan Covers for Weight Loss Medicare Part A Medicare Part A will cover the cost of hospitalization if the agency has determined...
Home Maintenance Checklist: Step by Step Guide to Prepare Your Home for the Fall
Posted: September 16, 2022
Your home is likely one of your most valuable assets and keeping it in good condition matters. Before the rainy, colder fall weather rolls in, taking certain steps to prepare your home can protect your home from sustaining damage during the fall and winter months. Clear out Gutters Spend a few hours clearing any debris out of home gutters and downspouts. Check the brackets holding...
How to Find the Right Caregiver
Posted: September 6, 2022
If you have an elderly relative or a younger person with physical or mental limitations, you may need to find a caregiver. Every situation requires a specific level of training to provide the support your loved one needs. The caregiver becomes part of your family and choosing right could not be more important. What Type of Caregiver is Right for Your Loved One? Depending on...
How Should I Budget for Business Insurance?
Posted: September 4, 2022
Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
Traveling Outside the U.S. with Medicare: What You Need to Know
Posted: August 21, 2022
Medicare will not pay for healthcare outside the U.S., except under specific rare circumstances. That means in most cases, you are not covered anywhere other than the 50 states, the District of Columbia, the U.S. Virgin Islands, Puerto Rico, American Samoa, the Northern Mariana Island, and Guam. Under What Circumstances Will Medicare Pay for Healthcare Outside the U.S.? There are only three situations in which...