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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is My Business Covered in the Event of a Cyber Attack?

Is My Business Covered in the Event of a Cyber Attack?

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...

I Missed an Auto Insurance Payment: Here's What to Expect

I Missed an Auto Insurance Payment: Here's What to Expect

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....

Should I Apply for Medicare if I have Veterans Affairs Coverage?

Should I Apply for Medicare if I have Veterans Affairs Coverage?

The Veterans Administration (VA) encourages veterans to enroll in Medicare Parts A and B at age 65, during the initial enrollment period. This gives you more options for the care you may need in the future. VA health care will cover care you receive in VA clinics and hospitals, but it does not generally cover care provided by other doctors and facilities. Even if you...

Top 3 Business Insurance Myths

Top 3 Business Insurance Myths

Insurance is essential in today’s economic environment. We have health insurance in case we become ill or injured. We carry auto insurance so we can legally drive and for protection in case of a crash. Businesses are no exception to the rule. If you own a business, you need the right kinds of business insurance coverage to protect it. The following are common business insurance...

What to Look For When Choosing a Primary Doctor

What to Look For When Choosing a Primary Doctor

Your primary doctor is the professional who has the responsibility to care for you over the years. The ideal situation is a primary care doctor who knows you, is familiar with your medical history, any conditions, allergies, lifestyle, and personality. Ideally, your primary care doctor is more than just a doctor, but over time, becomes a friend you trust for guidance and support throughout the...